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Moira O'Neill

Investing Columnist

Moira is an independent freelance investment and money journalist. She was previously head of content at interactive investor, editor at Moneywise, personal finance editor at Investors Chronicle and deputy editor at Money Observer. She has won a Wincott Journalism Award and written two personal finance books, Finance at 40 and Saving and Investing for Your Children.

Email Moira O'Neill @MoiraONeill  on Twitter (link opens in a new browser window)
Email Moira O'Neill @MoiraONeill  on Twitter (link opens in a new browser window)

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  • Friday, 25 November, 2022
    Personal Finance Advice & Comment
    Seize the Isa advantage while you can

    The tax-friendly savings vehicle is crying out for simplification. But the benefits could be watered down

  • Saturday, 19 November, 2022
    Personal Finance Advice & Comment
    Inflation remains the key fight for your finances

    Ignore the market noise, keep calm and carry on

  • Thursday, 17 November, 2022
    Autumn Statement
    A comfortable retirement is being sacrificed for many

    Jeremy Hunt has put saver and investor plans in the deep freeze

  • Friday, 11 November, 2022
    Personal Finance Advice & Comment
    Invest for good — put thoughts into actions

    Legislation must give people a voice in shareholdings and pensions

  • Friday, 4 November, 2022
    Personal Finance Advice & Comment
    Does your money manager pass the Ofsted test?

    Review your investment performance. If it doesn’t add up, head for the exit

  • Wednesday, 26 October, 2022
    InterviewInvestments
    Harry Nimmo: UK small companies will recover in six months

    Retiring veteran fund manager Harry Nimmo optimistic for investments

  • Friday, 21 October, 2022
    Personal Finance
    Should investors brave the gilts horror show?

    Government bonds offer higher rates but can no longer be seen as ultra-safe

  • Friday, 14 October, 2022
    Personal Finance Advice & Comment
    Can equity release help hard-pressed pensioners?

    A useful tool for some homeowners but with high costs

  • Friday, 7 October, 2022
    Serious MoneyPersonal Finance Advice & Comment
    Time to switch out of a defined benefit pension?

    Rising rates make annuities attractive for DB pensioners but they’re not right for all

  • Wednesday, 28 September, 2022
    Serious MoneyPersonal Finance Advice & Comment
    Pay down the mortgage or invest?

    With UK rates rising, reducing debt looks a better bet

  • Friday, 24 June, 2022
    Personal Finance Advice & Comment
    Ten ways to improve your portfolio without really trying

    From cutting fees to checking how diversified your investments really are

  • Tuesday, 22 February, 2022
    Personal Finance Advice & Comment
    From £10,000 to £100,000: your financial fitness plan

    It’s possible to construct a portfolio aiming for long-term growth with around 10 collective investments

  • Wednesday, 19 January, 2022
    Personal Finance Advice & Comment
    Ways to invest your bonus for the long term

    Take account of your life plans, tax and risk appetite

  • Friday, 24 December, 2021
    Personal Finance Advice & Comment
    What Dickens and Scrooge teach us about money

    The ghost of Christmas future is looking more expensive by the day

  • Wednesday, 24 November, 2021
    Personal Finance Advice & Comment
    A puppy for Christmas? Better invest in dog food

    Owners increase the care lavished on pets, creating opportunities for suppliers

  • Wednesday, 20 October, 2021
    Investments
    Squid Game has lessons for investors

    Saving should not be a gamble but are you taking too little risk?

  • Tuesday, 12 October, 2021
    Money Clinic with Claer Barrett podcast25 min listen
    Starting to save for retirement in your 40s

    As a late starter with a disability, should I prioritise a pension or Isas?

  • Friday, 17 September, 2021
    Personal Finance Advice & Comment
    Be frugal at 40 and prioritise your pension

    As millennials start to enter their fifth decade, their thoughts need to turn to funding retirement

  • Thursday, 19 August, 2021
    Social affairs
    Investing in the menopause can offer many rewards

    Growing awareness of the problem and femtech could lead to better-run companies delivering higher returns

  • Friday, 23 July, 2021
    Personal Finance Advice & Comment
    How to teach your bored teenager about investing

    One-minute TikTok videos are an unreliable source of financial advice for young people. How can parents do better?

  • Thursday, 24 June, 2021
    Personal Finance Advice & Comment
    Does your fund manager have skin in the game?

    Investors are demanding transparency on personal investments

  • Thursday, 27 May, 2021
    Personal Finance Advice & Comment
    Your pension: think about it earlier and more often

    Industry must engage with savers with new tools and ideas

  • Wednesday, 28 April, 2021
    Personal Finance Advice & Comment
    Pubs, pints and a toast to investment ideas

    A post-lockdown trip to the local offers the chance to sample tempting financial opportunities

  • Wednesday, 24 March, 2021
    Personal Finance Advice & Comment
    Young investors can only learn about risk by taking risks

    FCA warning on dangerous products must not deter savers from entering markets

  • Thursday, 25 February, 2021
    Personal Finance Advice & Comment
    Protecting your money from Covid-23

    Pandemic films cannot predict the future, but offer clues about safeguarding your cash

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