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Siddharth Venkataramakrishnan

Banking and fintech correspondent

Sid is the FT's banking and fintech correspondent, covering topics including challenger banks, the future of cash and stablecoins. Prior to this, he covered capital markets, European technology and was a leader writer.

Sid also writes the FT's Future of Money newsletter, which is sent every Monday. Sign up here

Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)

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  • Thursday, 8 June, 2023
    IPOs
    CAB Payments announces plans to pursue London listing

    Cross-border transfers fintech follows WE Soda’s intention to float

    1 hour ago
  • Tuesday, 6 June, 2023
    Media
    Lloyds threatens to push Telegraph owner into receivership

    Issue stems from longstanding debt owed to bank by newspaper group’s parent company

  • Wednesday, 31 May, 2023
    Monzo Bank Ltd
    Monzo increases bad loan provisions after buy now, pay later push

    UK digital bank posts pre-tax loss despite revenue boost driven by tripling of lending book

  • Friday, 26 May, 2023
    Klarna AB
    Klarna’s losses halve as Swedish fintech predicts return to profit

    Buy now, pay later pioneer says it expects to be profitable again by end of year

  • Thursday, 25 May, 2023
    Mortgages
    UK lenders increase mortgage rates after gilt yields rise on inflation data

    Brokers warn of ‘another choppy period’ for borrowers

  • Thursday, 25 May, 2023
    Starling Bank Ltd
    Boden to step down as Starling chief to avoid potential conflict of interest

    Founder who owns 4.9% of digital bank will remain on board of directors

  • Thursday, 25 May, 2023
    Cryptocurrencies
    UK crypto fraud losses jump 40%

    Data from national reporting agency for cyber crime shows £300mn in losses over past year

  • Tuesday, 23 May, 2023
    Financial fraud
    Banking, tech and telecoms groups combine to gather intelligence on scammers

    Cross-industry body announces pilot after companies warn UK fraud strategy is too weak to tackle problem

  • Monday, 22 May, 2023
    NatWest Group
    UK government sells £1.26bn of NatWest shares

    Sale reduces public stake in bank to below 40%

  • Friday, 19 May, 2023
    UK financial regulation
    Rise of ‘shadow credit’ as consumers turn to risky loans

    High street lenders warn unregulated ‘buy now, pay later’ schemes could hit financial system

  • Friday, 19 May, 2023
    Nationwide Building Society
    Nationwide profits jump by nearly 40% on rising rates

    Chief says building society will distribute £340mn to members

  • Sunday, 14 May, 2023
    Credit cards
    Mastercard’s Europe head defends card fees amid UK regulatory probe

    Payments company also not concerned about threat from development of central bank digital currencies

  • Friday, 12 May, 2023
    Cost of living crisis
    UK mortgage borrowers face painful refinancing, warns think-tank

    Resolution Foundation says £12bn costs of rising rates have yet to hit most households

  • Thursday, 11 May, 2023
    Revolut Ltd
    Revolut hit by departures of CFO and UK banking chief

    Exits of Mikko Salovaara and James Radford follow last year’s exodus of executives

  • Wednesday, 10 May, 2023
    UK business & economy
    One-fifth of UK businesses hit by fraud, Home Office survey shows

    2018-20 findings point to ‘high levels of repeat victimisation’ and average cost of £16,000

  • Wednesday, 10 May, 2023
    Fintech
    Wise chief Kristo Käärmann to take three-month sabbatical

    Chief technology officer to hold position at payments company in interim

  • Sunday, 7 May, 2023
    Fintech
    Revolut boss blames UK licence delays on banking crisis

    Nik Storonsky says fallout from SVB and other lenders has made regulators ‘extra cautious’

  • Thursday, 4 May, 2023
    Financial fraud
    TSB hits out as social media fraud redress plan is dropped

    UK government’s anti-fraud policy comes under fire

  • Thursday, 4 May, 2023
    UK banks
    Virgin Money profits dive after jump in bad loan provisions

    Funds set aside offset UK lender’s revenue boost from rising interest rates

  • Wednesday, 3 May, 2023
    Financial fraud
    UK’s new fraud strategy too weak to tackle soaring crime, say experts

    Cold calls on financial products to be banned but plans to force tech groups to pay compensation for online scams have been dropped

  • Wednesday, 3 May, 2023
    Lloyds Banking Group PLC
    Lloyds quarterly profits jump even as loan loss provision climbs

    UK bank leaves full-year forecasts unchanged as pressures on mortgage lending intensify

  • Tuesday, 2 May, 2023
    UK banks
    Third of UK over-65s ‘uncomfortable’ with online banking

    Older customers at risk of being financially excluded as branches close, warns Age UK

  • Tuesday, 2 May, 2023
    Cyber Security
    UK intelligence agencies to step up anti-fraud efforts

    Clampdown by security services comes as government seeks to curb financial scams costing £7bn a year

  • Monday, 1 May, 2023
    UK politics & policy
    UK government to water down fraud proposals for tech groups

    Ministers expected to switch to voluntary agreement rather than making companies responsible for compensation

  • Sunday, 30 April, 2023
    UK banks
    Building society chief warns deposit-scheme reform will hit lending

    Industry fears plans to pre-fund the Financial Services Compensation Scheme with a levy will affect cash-strapped borrowers

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