Accessibility helpSkip to navigationSkip to contentSkip to footer

Cookies on FT Sites

We use cookies and other data for a number of reasons, such as keeping FT Sites reliable and secure, personalising content and ads, providing social media features and to analyse how our Sites are used.

Accept cookies
Manage cookies
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign InmyFT
  • Home
  • World
    Sections
    • World Home
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    • Australia & NZ
    Most Read
    • The decoy weapons leading Russian forces astray in Ukraine
    • Russian state TV promotes new Tucker Carlson show
    • US senator Robert Menendez indicted on federal bribery charges
    • Joe Biden raised Canadian Sikh’s death with India’s Narendra Modi at G20
    • F-35 fighter jets can only fly 55% of time, US watchdog says
  • UK
    Sections
    • UK Home
    • UK Economy
    • UK Politics
    • Brexit
    • UK Companies
    • Personal Finance
    Most Read
    • Jeremy Hunt plans Isa overhaul to boost share ownership
    • UK recession risk increases as services activity falls
    • Conservatives auction dinner with UK chancellor and golf with David Cameron
    • Rishi Sunak considers move to ban smoking for next generation
    • Rishi Sunak plans to overhaul A-level system with ‘British baccalaureate’
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Crispin Odey faces first lawsuit over alleged sexual misconduct
    • US auto strike expands to 38 General Motors and Stellantis facilities
    • Asahi chief warns climate change could lead to beer shortages
    • Rupert Murdoch resolves his own succession drama — for now
    • The UK high street heist: how retailers are battling a crime wave
  • Tech
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Cryptofinance
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
    Most Read
    • Jeremy Hunt plans Isa overhaul to boost share ownership
    • News updates from September 22: US senator Menendez indicted, Bank of Japan maintains ultra-low rates
    • Investors devour risky corporate debt in boost to LBO business
    • Monzo clients rush to sign up for BlackRock offering
    • How Xi Jinping is taking control of China’s stock market
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • Lex
    • Obituaries
    • Letters
    Most Read
    • Russell Brand learnt his tricks in television studios
    • Populism could derail the green transition
    • How to save your state pension
    • Are we destined for a zero-sum future?
    • Starmer needs to untangle Labour’s intentions on Europe
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    Most Read
    • ‘There is no work to balance’: how shrinking budgets, Covid and AI shook up life in consulting
    • American Express’s Steve Squeri: ‘If you’re not ready for the upswing, you’ve missed’
    • FT Business Books — what to read this month
    • Can I start a business when I have MS?
    • The plight of the hidden carers in your workforce
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
    Most Read
    • Anna Wintour: ‘I just have to make sure things are being done right’
    • Raffles London and the new era of super-luxe hospitality
    • Who’d invite the boss to dinner?
    • John Fetterman, dress codes and American anarchy
    • What is it about men and the Roman empire?
  • HTSI
MenuSearch
  • Home
  • World
  • UK
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Work & Careers
  • Life & Arts
  • HTSI
Financial Times
SubscribeSign In

First-time buyers

Add to myFT Digest

Add this topic to your myFT Digest for news straight to your inbox

  • Friday, 15 September, 2023
    Q&AMortgages
    Need to Know: A tale of two housing markets

    Why are property prices falling in the UK and rising in the US?

  • Sunday, 2 July, 2023
    Mortgages
    UK’s mortgage relief measures risk a financial shortfall in later life

    Advisers warn of higher total interest payments and threat to retirement savings

  • Friday, 12 May, 2023
    Cost of living crisis
    UK mortgage borrowers face painful refinancing, warns think-tank

    Resolution Foundation says £12bn costs of rising rates have yet to hit most households

  • Thursday, 11 May, 2023
    Q&AProperty sector
    Return of the 100% mortgage brings a mixed response

    Skipton building society launches no-deposit deal for renters

    A young couple look at an estate agent’s window display
  • Monday, 10 April, 2023
    UK first-time buyers opt for smaller homes as higher mortgage rates bite

    Preference for one- and two-bedroom properties points to impact of rising borrowing costs

    A couple looking at adverts for properties in the window of an estate agent’s
  • Tuesday, 4 April, 2023
    Property sector
    More homes come on to the UK market as pressures ease

    Mortgage market stability boosts buyer confidence in spite of falling house prices

    Houses on Bristol harbourside
  • Friday, 27 January, 2023
    House & Home
    How London’s property market became an inheritocracy

    Without inherited wealth or a leg-up from the Bank of Mum and Dad, prospective first-time buyers are forced to abandon dreams of home ownership

    illustration of people climbing up a wall using a ladder
  • Friday, 13 January, 2023
    Property sector
    Growing struggle for owners of flats trading up

    Prices of houses in England and Wales have increased much faster than those of apartment homes

    A modern city centre block of flats
  • Friday, 6 January, 2023
    Property sector
    TSB slashes mortgage rates by up to 1.3 percentage points

    UK lenders are jostling for home loan customers in spite of rising Bank of England base rates

  • Friday, 28 October, 2022
    FT Financial Literacy and Inclusion Campaign
    Mortgage shock: what next for embattled borrowers?

    Spiralling home loan rates add to households’ cost of living pressures

  • Thursday, 23 June, 2022
    Cost of living crisis
    Be a guest on Money Clinic podcast

    Seeking FT readers prepared to chat about how rising inflation is affecting their lives

  • Friday, 27 May, 2022
    Ian Mulheirn
    Mortgage reform is key to unlocking UK home ownership

    The country is a global outlier in managing credit risk

    A couple look at property photos in the window of an estate agent
  • Friday, 6 May, 2022
    Personal Finance
    Cash buyers drive sales and prices in UK housing boom

    Interest rate rises and cost of living squeeze likely to strengthen the role of mortgage-free buyers

    A row of terraced houses
  • Tuesday, 3 May, 2022
    Money Clinic podcast: How to buy your first property

    After the hard work of saving for a deposit, here’s everything first-time buyers need to know

    A couple embrace, surrounded by cardboard boxes, after moving to a new apartment
  • Friday, 4 February, 2022
    UK property taxation
    Stamp duty receipts hit record high after tax holiday ends

    Booming sales at the top end of the market pushed takings to nearly £3bn in the last quarter of 2021

  • Friday, 4 February, 2022
    Serious MoneyClaer Barrett
    Overtaxed and underpaid: no wonder young investors love crypto

    Rising taxes and inflation are pushing young people further up the risk curve

  • Wednesday, 26 January, 2022
    Neal Hudson
    The plight of the UK’s first-time buyers

    The immediate pressures of the pandemic may have eased, but prospective homeowners must now contend with record prices and a looming cost of living crisis

  • Friday, 21 January, 2022
    Serious MoneyClaer Barrett
    ‘The Aga’s not included’: tales from an overheated property market

    Disputes can flare up between homebuyers and sellers over fixtures and fittings

  • Wednesday, 22 December, 2021
    Personal Finance
    Growth in outright home ownership predicted to stall

    Mortgaged homeowners in England will make repayments for longer, leading to fewer cash buyers, research finds

  • Friday, 17 December, 2021
    UK economy
    UK mortgage market braced for surge ahead of further rate rises

    Bank of England’s rates move prompts surge in inquiries on remortgaging and borrowing at brokers

  • Thursday, 16 December, 2021
    Serious MoneyClaer Barrett
    Beware the property trap ensnaring young buyers

    Under-40s find the Lifetime Isa has shortlived benefits

  • Wednesday, 16 June, 2021
    Pandemic prompts UK first-time buyers to put purchases on hold

    Lockdowns have had a disproportionate effect on the finances of younger buyers, according to research

  • Friday, 4 June, 2021
    Mortgages
    Home movers overtake first-time buyers to drive housing market

    Mortgage completions by movers up by 82 per cent in first quarter of 2021

  • Friday, 16 April, 2021
    Property sector
    UK banks exclude new homes from low-deposit mortgage scheme

    Lenders wary of helping first-time buyers of new-builds judged vulnerable to price falls

    Construction workers at a housing site
  • Friday, 5 March, 2021
    Be a guest on Money Clinic podcast

    We’d like to speak to readers preparing to be the ‘Bank of Mum and Dad’

Previous page You are on page 1 Next page

Useful links

Support

View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

Tools

PortfolioToday’s Newspaper (FT Digital Edition)Alerts HubBusiness School RankingsEnterprise ToolsNews feedNewslettersCurrency Converter

Community & Events

FT CommunityFT Live EventsFT ForumsFT Board DirectorBoard Director Programme

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2023. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Financial Times

UK Edition

Subscribe for full access
  • Switch to International Edition

Top sections

  • Home
  • World
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    • Australia & NZ
  • UK
    • UK Economy
    • UK Politics
    • Brexit
    • UK Companies
    • Personal Finance
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
  • Markets
    • Alphaville
    • Markets Data
    • Cryptofinance
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • Lex
    • Obituaries
    • Letters
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
    • Next Act
  • HTSI
  • Special Reports

FT recommends

  • Lex
  • Alphaville
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • Visual and data journalism
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Live Events
  • FT Forums
  • Board Director Programme
  • myFT
  • Portfolio
  • Today’s Newspaper (FT Digital Edition)
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In