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First-time buyers

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  • Friday, 27 January, 2023
    House & Home
    How London’s property market became an inheritocracy

    Without inherited wealth or a leg-up from the Bank of Mum and Dad, prospective first-time buyers are forced to abandon dreams of home ownership

  • Friday, 13 January, 2023
    Property sector
    Growing struggle for owners of flats trading up

    Prices of houses in England and Wales have increased much faster than those of apartment homes

  • Friday, 6 January, 2023
    Property sector
    TSB slashes mortgage rates by up to 1.3 percentage points

    UK lenders are jostling for home loan customers in spite of rising Bank of England base rates

  • Friday, 28 October, 2022
    FT Financial Literacy and Inclusion Campaign
    Mortgage shock: what next for embattled borrowers?

    Spiralling home loan rates add to households’ cost of living pressures

  • Thursday, 23 June, 2022
    Cost of living crisis
    Be a guest on Money Clinic podcast

    Seeking FT readers prepared to chat about how rising inflation is affecting their lives

  • Friday, 27 May, 2022
    Ian Mulheirn
    Mortgage reform is key to unlocking UK home ownership

    The country is a global outlier in managing credit risk

  • Friday, 6 May, 2022
    Personal Finance
    Cash buyers drive sales and prices in UK housing boom

    Interest rate rises and cost of living squeeze likely to strengthen the role of mortgage-free buyers

  • Tuesday, 3 May, 2022
    Money Clinic podcast: How to buy your first property

    After the hard work of saving for a deposit, here’s everything first-time buyers need to know

  • Friday, 4 February, 2022
    UK property taxation
    Stamp duty receipts hit record high after tax holiday ends

    Booming sales at the top end of the market pushed takings to nearly £3bn in the last quarter of 2021

  • Friday, 4 February, 2022
    Serious MoneyClaer Barrett
    Overtaxed and underpaid: no wonder young investors love crypto

    Rising taxes and inflation are pushing young people further up the risk curve

  • Wednesday, 26 January, 2022
    Neal Hudson
    The plight of the UK’s first-time buyers

    The immediate pressures of the pandemic may have eased, but prospective homeowners must now contend with record prices and a looming cost of living crisis

  • Friday, 21 January, 2022
    Serious MoneyClaer Barrett
    ‘The Aga’s not included’: tales from an overheated property market

    Disputes can flare up between homebuyers and sellers over fixtures and fittings

  • Wednesday, 22 December, 2021
    Personal Finance
    Growth in outright home ownership predicted to stall

    Mortgaged homeowners in England will make repayments for longer, leading to fewer cash buyers, research finds

  • Friday, 17 December, 2021
    UK business & economy
    UK mortgage market braced for surge ahead of further rate rises

    Bank of England’s rates move prompts surge in inquiries on remortgaging and borrowing at brokers

  • Thursday, 16 December, 2021
    Serious MoneyClaer Barrett
    Beware the property trap ensnaring young buyers

    Under-40s find the Lifetime Isa has shortlived benefits

  • Wednesday, 16 June, 2021
    Pandemic prompts UK first-time buyers to put purchases on hold

    Lockdowns have had a disproportionate effect on the finances of younger buyers, according to research

  • Friday, 4 June, 2021
    Mortgages
    Home movers overtake first-time buyers to drive housing market

    Mortgage completions by movers up by 82 per cent in first quarter of 2021

  • Friday, 16 April, 2021
    Property sector
    UK banks exclude new homes from low-deposit mortgage scheme

    Lenders wary of helping first-time buyers of new-builds judged vulnerable to price falls

  • Friday, 5 March, 2021
    Be a guest on Money Clinic podcast

    We’d like to speak to readers preparing to be the ‘Bank of Mum and Dad’

  • Friday, 22 January, 2021
    Personal Finance
    Housing transactions hit 13-year high

    Latest figures reveal galvanising impact of lockdown and stamp duty holiday

  • Tuesday, 3 November, 2020
    Residential property
    Money Clinic podcast: Should I buy a shared ownership property?

    Property expert claims model is ‘God’s way of telling you that you can’t afford to buy there’

  • Friday, 16 October, 2020
    Serious MoneyClaer Barrett
    Move over Help to Buy — now it’s help yourself to your pension

    Allowing first-time buyers to raid their retirement pots won’t solve the affordability problem for long

  • Monday, 12 October, 2020
    Personal pensions
    Minister eyes raising housing deposits from pension savings

    Opperman says his ‘door is open’ to schemes that help first-time buyers

  • Friday, 9 October, 2020
    Mortgages
    Banks rebuff Boris Johnson’s call for low-deposit mortgages

    Lenders wary of risky loans owing to bleak economic outlook and rising unemployment

  • Tuesday, 6 October, 2020
    Banking industry sounds alarm on Johnson’s housing plan

    Trade body warns against irresponsible lending after PM proposes low-deposit mortgages

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